You need Real Estate & mortgage professional you can trust. You need a company that values honesty and integrity throughout the entire organization. You need top planning specialists who give you their best consistently. You need to find strength, stability and opportunity—especially now. You need New Century Realty & Lending!

When dealing with your real estate home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

New Century Realty & Lending can meet you where you are and help you where you are going. Let us provide you a professional service without obstacles.


Underwriting: Keeping in Touch
Underwriters, hired by the lenders, are analysts who examine all the data from a borrower's property and transaction and ultimately determine whether or not mortgages should be issued to the applicant. Loan approval committees will use underwriters report their deliberations to evaluate the property and the applicants creditworthiness. We may contact you frequently in the course of the loan application process, so prompt communication is necessary to keep the process running smoothing.

Documentation: Keeping Your Papers in Order
It is highly recommended to keep an organized file containing both originals and copies of all documents accumulated throughout the entire loan process. The underwriter may ask for additional items at anytime. It is very common for the underwriter to ask for additional updated items such as updated pay check stubs and updated banks statements as you receive them throughout the duration of the loan process.