You need Real Estate & mortgage professional you can trust. You need a company that values honesty and integrity throughout the entire organization. You need top planning specialists who give you their best consistently. You need to find strength, stability and opportunity—especially now. You need New Century Realty & Lending!

When dealing with your real estate home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

New Century Realty & Lending can meet you where you are and help you where you are going. Let us provide you a professional service without obstacles.

HomePath | Renovation Loan by Fannie Mae

FNMA HomeStyle Renovation

HomePath | Renovation Loan by Fannie Mae

Finding the right home and financing can be a challenge these days. We can help!

The terms you need and want plus funding for renovation!

  • Low down payment and flexible mortgage terms (fixed-rate and adjustable rate)
  • Your client may qualify even with less-than-perfect credit
  • Owner Occupants, Investors and Second Homes
  • Down payment (at least 3 percent) can be funded by buyer’s savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
  • No mortgage insurance (ask for more details on loans without mortgage insurance)
  • Renovation cost may be financed into the loan up to 50% of the “as-completed” appraise value
  • Fund both purchase of the property and light renovation
  • Renovations available to owner-occupants, Investors and Second Homes

FNMA HomeStyle Renovation

Finding the right home and financing can be a challenge these days... We can help!

  • Affordable option to renovate or improve a home
  • Value efficiency saving money and time
  • Funds for any repairs or renovations that are permanent to the property and add value
  • Flexible offering for purchase and refinance
  • Streamlined documentation
  • Primary, second home and investment
  • Max renovation costs 35% of the ‘as-completed’ appraise value – higher percentage on exception basis